I’m a spender, actively trying to change my habits. I value quality time and because I live across the country from most of my Christmas Sky Unisex Hawaii Shirt and friends I almost always say yes to any opportunities to visit. I love experiences, travel, and good food. I loved going for a happy hour with friends, trying new restaurants, exploring the city, and buying makeup to go out. When the pandemic first hit, I got a bit click happy with online shopping: more comfy clothes, decor and furniture when my boyfriend and I moved in together in July, and trying out new hobbies, like camping, coloring, and macrame.
I hated seeing my savings account balance decrease in grad school (I had panic attacks a couple times) and again this summer when I wasn’t working. I have goals, and it starts with no longer having student debt on my back. I’m going to attempt a no-spend January and at least one other month in 2021, and send extra money to my debt and to my savings account.
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Apply to more grad schools with lower tuition costs OR defer acceptance for one year. I wish I had applied to more schools for SLP so I would have gotten into more than one Christmas Sky Unisex Hawaii Shirt (it’s a very competitive field). While I’m lucky it was my dream program with excellent faculty and I had a good experience, I hate hate hate how expensive it was for the low entry salary in my field. If I had taken a year between undergrad and grad school I could’ve worked full time and saved more money, possibly taking out fewer loans.
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