your mom owes you $120. But also, I’m not sure if you have an understanding. If this is a debit Days Of Thunder Chevrolet Is Winning Shirt to your bank with your money, then it does not affect your credit. If your mom has bad credit, she will still be able to buy things, she just may not get approved for new credit cards herself. As a kid, your credit limit would be fairly low to start out with (usually $500). If it is a credit card, you pay the money back at the end of the month. If your bank account is in the negative, that means she used the money, plus some. Are you sure this is completely your own account? I don’t understand why you’re upset about the drinks any more than the other stuff. The card has your name on it, but you didn’t illegally buy alcohol. Also, just have a talk with your mom. And tell your dad your mom stole your card and your money. Open a new account and don’t give anyone access to it
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My mom set it up for me when I was younger, and my dad has access to it was well, but he doesn’t check my checking Days Of Thunder Chevrolet Is Winning Shirt (the one my mom uses). I guess the drinks were just kind of crossing the line for me? Spending for herself was one thing, but spending for her friends just strikes a nerve, does that makes sense? Also phew, I don’t know a lot about banking, so thank you for informing me on the credit thing! I was worried about that, lol.