Your hubby sounds like he took care of the Deadpool Nope Not Today Shirt. Call his union. There may be additional funds or support for you. Internment of ashes is not expensive. Some people place them in a wall/crypt. For my dad there was an opening fee. Around $500 Any money left over is for the household. There will be odd little expenses that pop up. It can help you stay on top of your bills etc.
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Others have mentioned this, but to reiterate, the Final Expense payout can be used for anything you need it to be used for. This could be burial expenses, but could also be for debt, or bills, or anything really. Once you speak to your Union reps, the next call would be insurance company. They will probably need a Deadpool Nope Not Today Shirt, and from what I understand, will get the payout to you as soon as possible, as it is understood the family needs these funds to bury their loved one and settle any final debts, etc. that may be time-sensitive. Again, you can use these funds for anything.