Regardless, you will need to approach the landlords in January or February. I am not sure what is legally going on in Florida, but many landlords would be nervous in many places. With the pandemic, there has been a moratorium on non-payment evictions. That makes you, a long term and stable rent payer an My Horse Is The Reason I Wake Up Every Morning Tee Shirts. You may want to establish a new lease with them, given not only your situation, but theirs as well. Again, there does not seem to be a rush while you are grieving.
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Now, insurance payouts are designated to the beneficiary. That person can use the money to do the right thing, bury that My Horse Is The Reason I Wake Up Every Morning Tee Shirts, or just buy hats. That is an insensitive reference to an old Charlie Sheen movie where the survivor used insurance/donation money to buy frivolous hats. This is the money for the beneficiary to do as you will. Feel no guilt for using the excess for yourself, as needed. this is what is for. Again, rush into nothing though, the electric is on, and it sounds like things will wait.